Once you've made your offer and have completed the inspection process, you're in the "home" stretch! But, in order to ensure that you don't put your closing date, or your mortgage at risk, you have a few pre-closing responsibilities that you'll need to be mindful of. These include: Staying in control of your credit and finances. If you are tempted to make any large purchases during this time, it's best to talk to your lender first. Keeping in touch with your agent and lender, returning all phone calls and completing paperwork promptly. Communicating with your agent at least once or twice a week, and verifying with your lender that all mortgage funding steps are completed. Conducting a final walk-through of the home with your agent. Confirming with your agent, home insurance professional, and lender that you have the settlement statement, certified funds, and evidence of insurance lined up prior to closing.
Step 7: Close